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Payday loan - A payday loan or paycheck advance is a small, short-term loan (typically up to $1,500) that is intended to bridge the borrower's cashflow gap between paydays. Payday loans are also sometimes referred to as cash advances, though that term can also ...

Poverty industry - ... poverty industry refers a wide-range of money-making activities that attract a large part of their business from the poor because they are poor. It could be argued that the following businesses are part of or contribute to the poverty industry: payday loan centers, pawnshops, casinos, liquor stores, tobacco stores, and credit card companies.

Interest-only loan - An interest-only loan is a loan in which for a set term the borrower pays only the interest on the Principal balance, with the principal balance unchanged. At the end of the interest only term the borrower may enter a interest-only mortgage, pay the principal, or ( ...

Equity loan - An equity loan is a mortgage placed on real estate in exchange for cash to the borrower. For example, if a person owns a home worth $100,000, but does not currently have a lien on it, they may take an equity loan at 80% loan to value (LTV) or $80,000 in cash in exchange for a lien on title placed by the lender of the equity loan.

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